Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. You will be charged a fee by us for each cash withdrawal made at an ATM in the amount disclosed in the section entitled Fee Schedule and Balance/Transfer Limitations set forth below. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. Select 'Direct deposit' Follow the prompts to set up direct deposit. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 You can obtain the account number and routing number for your Secondary Account by accessing such information from the Primary Accountholder's profile settings page within the Application for the applicable Secondary Cardholder, or you can contact support@greenlight.com or call us at 1-888-483-2645 to obtain this information for the . Focusing on banking as a service, corporate lending, and other financial services, Pathward brings the future of banking to all who want it by disrupting traditional banking norms. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. The maximum number of Secondary Accounts permitted is five (5). UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. All amounts are expressed in U.S. The easiest way to find your routing number is to take a look at one of your checks. SINCE COMMUNITY FEDERAL SAVINGS BANK IS NOT INVOLVED IN THE INVEST ACCOUNT SERVICES AND DOES NOT MONITOR DRIVEWEALTH, INCLUDING ITS FINANCIAL HEALTH AND REGULATORY COMPLIANCE, WE RECOMMEND THAT YOU PERFORM AND CONTINUE PERFORMING YOUR OWN DILIGENCE ON DRIVEWEALTH AND THE INVEST ACCOUNT SERVICES BEFORE DECIDING WHETHER TO ENGAGE AND TO CONTINUE ENGAGING IN THE INVEST ACCOUNT SERVICES. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. The Card is a prepaid card. In addition, under the Investing for Parents Lite feature, the Primary Accountholder will only be able to use the Greenlight application to research the select ETFs that are available for purchase under that feature, and will not be able to take advantage of the full research capabilities that are available in the invest portion of the Greenlight application. Despite the foregoing, Claim does not include any individual action brought by you in small claims court or your states equivalent court, unless such action is transferred, removed, or appealed to a different court. They will ask you a few basic questions to determine your routing number. We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. The maximum number of Secondary Accounts permitted is five (5). The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. Some merchants may require payment for the remaining balance in cash. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. 2 Account Alerts: There's no charge from Chase, but message and data rates . You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. We may offer options that allow you to receive or access text messages or other electronic communications from your mobile phone. Deposit products offered by Wells Fargo Bank, N.A. 1 Family means the Primary Account plus all Secondary Accounts. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. Wells Fargo Alabama. You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf, including any transfers from your Invest Account (as described under Loading Your Card below), less the amount of any claims against the Card Account. The ACH routing number for PayPal is 114924742. You can also access your account and routing numbers when taking these actions: While Greenlight is a comprehensive banking app for kids of all ages. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. 2 Month or "Monthly means a rolling 30-day period. Both account numbers and routing numbers are required for banks, credit unions, and other financial institutions to process auto payments, direct deposits, checks, and wire transfers. NOTE: The CFSB App site you selected will open in a new window. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Contact your bank to find your routing number. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. 1. In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Your wireless carrier may charge fees for your data usage in connection with your use of Greenlight Services. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. ; Fedwire - You can look up your routing number on the . This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. Routing numbers are sometimes referred to as an American Bankers Association routing transit number or an ABA RTN. This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. Sign in to your bank account and go to "account information" or "account summary." The routing. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. We may monitor or record any conversation or other communication with you. 2. NO_INVESTMENT_ACCOUNTS. You agree to pay us the fees set forth in the Fee Schedule table below. 131 Ashland Street North Adams, MA 01247. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. You will not automatically receive paper statements. Secondary Cardholderis any individual authorized to use a Secondary Account by the Primary Accountholder. ASecondary Accountmeans a Card Account that is a sub-account of the Primary Account, established by the Primary Accountholder and utilized for the purpose of identifying, monitoring and approving Card transactions by a Secondary Cardholder, and managing separate purses such as the spend, save, give and earn purses established for each Secondary Cardholder. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. To the extent permitted by law and as permitted by the Arbitration clause below, you agree to be liable to us and Greenlight for any loss, costs, or expenses that we may incur as a result of any dispute or legal proceeding involving your Card Account. There may be a fee for replacing your Card (please see the Fee Schedule table for details). You agree to retain, verify, and reconcile your transactions and receipts. Share the account and routing information with your child's employer. d. Choosing the Administrator:Administratormeans the American Arbitration Association (AAA), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; JAMS, 1920 Main St. at Gillette Ave., Suite 300, Irvine, CA 92614, www.jamsadr.com, or any other company selected by mutual agreement of the parties. The Card will remain the property of the Issuer and must be surrendered upon demand. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. Your routing number is a unique 9 digit code which shows the bank branch where you opened your account. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. Canadian Transit Number: Canadian Transit Number is a 9 character code used for routing of cheques (checks) and paper instruments in the banking industry. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer. SWIFT Code. Personal checks, cashiers checks, and money orders sent to the Issuer are not an acceptable form of loading. By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. $4.99 per month.css-brq8ii{color:#035C67;-webkit-text-decoration:none;text-decoration:none;}1,2,3, Load via Debit Card, ACH, Direct Deposit or Transfer from Invest Account, First card replacement is free; subsequent card replacements are $3.50 per card, Card Replacement Express Delivery Fee (optional). Bank of America routing number for wire transfers. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. Four Steps: Respond: Immediate response to the point, positive, neutral or negative. Get Started Read how we use and collect your information by visiting our Privacy Policy. A routing number is a unique, nine-digit number that functions as an address for your bank. c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. ; US Bank online banking - You'll be able to get your US Bank routing number by logging into online banking. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. The Primary Accountholder hereby authorizes and instructs Community Federal Savings Bank to collect the investment advisory fee payable to Greenlight Advisors (if any) from the Monthly Fee and directs Community Federal Savings Bank to remit such $2.99 investment advisory fee directly to Greenlight Advisors on a monthly basis. The base level plan with the lowest Monthly Fee is referred to as the Greenlight Core Plan, the mid-level plan is referred to as the Greenlight Max Plan, and the highest level plan is referred to as the Greenlight Infinity Plan. The Invest Account Services will be available under all Card Plans, other than the Greenlight Select Plan, as described under Invest Account Services below. An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. If this occurs, then funds will generally be available within five (5) business days after the transfer. However, if any customer enrolled in the Greenlight + Invest Plan upgrades to the Greenlight Max Plan or Greenlight Infinity Plan, or downgrades to the Greenlight Core Plan or closes its account, the customer will not be able to re-enroll in the Greenlight + Invest Plan.. ABA numbers have been around for over 100 years, facilitating check processing. Routing numbers, sometimes called transit numbers, are public and . You can open a Chase First Checking account for your child who is 6-17 years old. Go online: Your bank may post its routing number online via its website or mobile banking app. Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. Arbitration proceedings are private and less formal than court trials. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. Plaid, B.V. is included in the public register of the Dutch Central Bank (License number: R179714) and registered at the Dutch Chamber of Commerce (CoC number: 74716603). Holiday hours may apply. 1 Chase Mobile app is available for select mobile devices. 2023 Greenlight Financial Technology, Inc. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined.
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