One of the main differences between Switzerland and most other countries in Europe can be found in the different health insurance systems.
Health insurance is mandatory in Switzerland. It is also worth mentioning that this is privately offered by countless insurance companies.
Since the offer is so varied on the market and to avoid being doubly insured, if not to have important insurance gaps, it is advisable to contact a specialized consultant. It seems little, but it is possible to save hundreds of francs a year thanks to targeted choices.
Is the standard state pension. For old-age, survivors' and disability insurance, or AHV – is to secure livelihood.
Occupational benefits insurance, or BVG – is intended to maintain the accustomed standard of living in old age.
Is optional and enables you to save taxes and insure risks such as death cases and ocupationa disability.
Is optional and enables you to save taxes and insure risks such as death cases and ocupationa disability.